Huawei has launched a new Digital Payment Cloud Solution to help digital payment service operators build super app centered payment ecosystems.
These are meant to accelerate digital financial inclusion in emerging markets. The company’s aim is that, through this digital payment cloud, a payment platform and super app will be provided to help mobile payment operators build an ecosystem quickly and efficiently.
“According to GSMA, mobile money today has over 1 billion registered users after more than 10 years of development,” said Ryan Wu, Director of Huawei Software Marketing & Solution Sales Dept. “However, merchant payment is still at its infancy. We all know that the key to success in the mobile payment business relies on the ecosystem. Super app is a critical platform and engagement point for ecosystem partners and provides an efficient merchant marketplace. Huawei’s digital payment cloud is designed to provide a payment platform and super app that helps mobile payment operators build an ecosystem quickly and efficiently.”
Huawei’s digital payment cloud solution brings the following three aspects:
Digital experience: With digital architecture, both user and transaction data can be opened in real-time, ensuring real-time query experience for users and merchants. Real-time risk control can be built based on AI analysis capabilities to identify fake transactions and avoid cash-out risks.
Expedite Service TTM: With the open ecosystem, the solution provides API, H5, mini-apps, and UI bricks technologies that enable partners to launch the service on a super app within one week and marketing campaigns from idea to launch within three weeks.
Agile iteration: With a cloud-native platform, the solution supports container/micro-service, auto-scaling, grayscale release, and enables software updates in days.
