Plaid has joined forces with Curve to help give people in the UK a holistic view of their money, make the most of their spending, and improve their overall financial wellbeing.
Curve consolidates your entire physical wallet (debit, credit* and loyalty cards) into a single smart card and app. The only card customers need to carry—and the only PIN they need to remember—Curve offers a host of benefits, including spending notifications and categorisation, plus the ability to earn instant 1% cashback at the likes of Amazon, Uber, Netflix, Sainsbury’s, and Tesco. Customers can even swap spend to a different card in the app for up to 90 days after a purchase was made.
Curve customers will be able to gather all their cards, see and spend their money in the same place. Plaid’s technology will enable Curve customers to connect their payment accounts at nearly all financial institutions in the UK, in addition to the cards they’ve linked. Curve will also provide real-time account balances for every linked credit and debit card, which will automatically be refreshed upon signing into the app.
As André Pinto, one of Curve’s Product Managers, and who jointly steered the project to completion, said,
“This is the next step in Curve’s mission to become an all-in-one platform that aggregates your finances, and gives you the power to act on this knowledge. Being a major player in the Open Banking space, Plaid gives us the firepower to develop more products and innovate in lockstep with the fast-moving habits of our customers. At the end of the day, we also liked each other as people, and ended up spending more time together online than we did with our own families.”
